and Financial aid available for International
Students in Germany
students study in Germany without a scholarship or
grant. Hence, you are strongly advised to assess your
own financial means early and realistically. The German
foreign missions or aliens’ registration authorities
must be convinced that you have sufficient financial
means at your disposal to cover your cost of living for
your whole study duration in Germany. The section on
Costs, Fees, Scholarships and Funding will give you a
breakdown of the cost of living of around DM 1,300 / €
665,- in the old regional states (west) and DM 1,050 / €
537,- in the new regional states (east).
You must not plan
on financing your studies by working in Germany. The
German authorities adhere strictly to the employment
legislation applicable to foreign students in Germany.
Any violation may lead to immediate expulsion from
Germany. Although students from EU countries may work in
Germany, jobs are hard to find.
holders and foreign students who are not citizens of an
EU country may only earn a kind of pocket-money; such
work is carefully monitored.
that you give serious consideration to the proof of
financial means (for more information visit the "Jobs"
page in this section). Living and Studying Costs The
standard of living in the Federal Republic of Germany is
high and, consequently, so too are the costs and
expenses needed to be able to share in that standard.
Based on the 1999 index, you should reckon with monthly
expenses totaling at least DM 1,300 / € 665 in the old
regional states (west) and DM 1,050/ € 537 in the new
regional states (east). Your will find that this will
allow you only a very modest lifestyle.
institutions of higher education in Germany do not
charge tuition fees.
are several costs, listed below, which arise through
studying. Each university has a Studentenwerk, a student
services organization, which provides social facilities,
such as the student refectory, cafes, student halls of
residence and sports facilities. All students pay social
contributions for the use of these facilities. At
present this amounts to between DM 35 / € 18 and DM 90 /
€ 46 per semester.
education institutions also collect a payment of up to
around DM 180 / € 92, depending on the respective town,
for the so-called Semester Ticket, which entitles
students to free-of-charge use of local public transport
in and around their university town for six months.
Over and above
these costs, the regional states of Berlin and
Baden-Württemberg have additionally introduced a
so-called administration fee or respectively
registration fee. This amounts to DM 100 / € 51 per
semester (as per 2000).
All students are
entitled to compulsory statutory health insurance cover
until completion of their 14th full semester, but only
up to a maximum age of 30.
If you meet these
timing conditions, this has the positive consequence
that the statutory health insurance funds must insure
you at student rates. Apart from a minor personal
contribution (excess) which you must pay, this health
insurance covers medical fees for visiting a doctor,
hospital expenses, and any prescribed medication. The
student rates for statutory health insurance currently
amount to about DM 550/ € 281 per semester (six months).
This sum already includes the premium for nursing care
insurance which has been introduced in Germany. You must
pay your premiums to the health insurance fund before
registering at your higher education institution.
If you are older
than 30 years of age on the date of arrival in Germany,
you are strongly advised to insure yourself with a
private health insurance company, since medical fees and
hospital expenses are very high in Germany.
If you require an
entry visa, the local German embassy or consulate will
advise you of whether or not you must take a medical
test in your home country, i.e. present a health
legislation on foreigners does not prescribe a medical
test by a German physician. If you wish to extend your
residence permit in Germany, then you will find that the
individual federal regional states differ in their
regulations regarding health tests. The state aliens'
registration authority at your place of study will be
able to provide information on this aspect. Accident
Insurance All students are insured against accidents at,
on their way to or from their university by the
statutory accident insurance scheme.
You can turn to
the foreign student office for information on additional
accident insurance coverage.
Further costs arise, for example, for the purchase of
books and study materials. Depending on the discipline
studied, these can easily amount to between DM 450 / €
230 and DM 600 / € 307 and more per semester.
Furthermore, most degree courses today are inconceivable
without the use of a personal computer (PC). However, if
you do not have your own PC at your disposal, most
faculties, schools and departments, or the computer
centre, will have a pool of university computers which
you could use.
institutions of higher education generally do not
themselves award any scholarships. There are, however,
several scholarship awarding organizations. The most
extensive scholarship programme is that offered by the
DAAD (German Academic Exchange Service).
advanced students may apply for DAAD-scholarships, or
depending on country of origin and subject, in some
cases only graduates.
awarding institutions have varying conditions, for
example, regarding country of origin, subject, previous
study achievements, duration of support, etc. Support
for a full study programme, that is from the first
semester to completion of studies, is not possible
through the DAAD and is also extremely rare among other
scholarship organizations. Scholarships are primarily
awarded on the basis of achievement criteria. The
applicant’s financial circumstances only play a
subordinate role. The German foreign diplomatic missions
and other German representatives abroad such DAAD-foreign
language assistants (Lektors), lecturers and professors
placed on assignment abroad by the DAAD and the DAAD’s
offices abroad will provide information on the
possibilities of gaining a scholarship.
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